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What is Conditional Sale (CS)?

A Conditional Sale Agreement is a traditional way of purchasing a car on finance, offering a straightforward agreement that involves paying a deposit followed by equal monthly payments.

How does Conditional Sale work with PSA Finance?

PSA Finance can offer Conditional Sale agreements on both new and used vehicles across the Peugeot, Citroën and DS Automobiles network. Upon entering into an agreement, you will specify your deposit along with your agreement term which will determine your monthly payment.

Conditional Sale in three stages:

1.    Deposit
You’ll pay a deposit at the beginning of your agreement. You can also trade in your existing vehicle to put towards this deposit.  

2.    Monthly Payments
You’ll agree on a monthly payment that works for you and your budget, this will be established at the start of your agreement with us.

3.    Enjoy!
Once delivered, you can enjoy your vehicle straight away and once the agreement ends and all payments have been made, we will transfer legal ownership of the vehicle to you.

Features & Benefits of Conditional Sale


  •  Conditional Sale finance is ideal if you’re looking to own the vehicle after paying a monthly repayment that suits your budget and duration of the agreement.
  •  Unlike other products, you don’t have to estimate your mileage to determine your payments.
  •  No Guaranteed Future Value (GFV) payment at the end of the contract.
  •  Spread the cost of buying a vehicle. 
  •  Flexible deposits, repayment periods and monthly costs.

Is a conditional sale agreement not quite what you were looking for? Perhaps a personal contract hire or a personal contract purchase agreement could be the better choice for you. Take a look at our other finance options now.