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How it works

We know that purchasing or leasing a car is a big commitment and the last thing you want to do is to get a scratch or a scuff on your new car.

Cosmetic Repair insurance has been designed for this very reason and can cover the cost of repairs in the event that your car suffers minor cosmetic damages, such as light scratches, bumper scuffs, chips, minor dents and minor cosmetic damage to alloy wheels.

What are the benefits of Cosmetic Repair Insurance?

  • Helps you to maintain the new look of your vehicle
  • Helps maximise your vehicle’s future part exchange or resale value
  • Combined cover for both alloy wheels and your vehicle’s bodywork
  • It can cover the cost of repair of superficial damage avoiding the need to claim on your motor insurance
  • No excess payment when claiming
  • Choice of repair solution that is convenient for you
  • All approved repairs come with a 5 year guarantee when you use our approved repairers

Our insurance is available on new and used passenger vehicles from under 5 years old at the start date of the policy.

Terms and Conditions:

This Insurance is underwritten by MAPFRE Asistencia Compañía Internacional de Seguros y Reaseguros Sociedad Anonima. Alpha House, 5th Floor, 24A Lime Street, London, EC3M 7HS.

Company Number: FC021974. Branch Number BR008042. MAPFRE Asistencia Compañía Internacional de Seguros y Reaseguros Sociedad Anonima is authorised by Dirección General de Seguros y Fondos De Pensiones and are subject to limited regulation by the Financial Conduct Authority and the Prudential Regulation Authority. Details about the extent of regulation by the Financial Conduct Authority and the Prudential Regulation Authority are available on request.

This insurance is administered by Abraxas Insurance Administration Services Limited trading as PSA Finance Insurance Administration Services who acts on behalf of the Insurer. Abraxas Insurance Administration Services Limited is authorised and regulated by the Financial Conduct Authority with FCA number 308702. Abraxas Insurance Administration Services Limited is registered in England and Wales with company number 02928787 and its registered office is at One Victoria Street, Bristol Bridge, Bristol, BS1 6AA.

PSA Finance UK is part of the PSA Group and is responsible for arranging this product. PSA Finance UK Ltd (company registration number 01024322) whose registered office address is at 61 London Road, Redhill, Surrey RH1 1QA. Transactions entered into for the above insured products are covered by the Financial Ombudsman Service dispute resolution scheme and the Financial Services Compensation Scheme.